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<title>ISPMT Function</title>
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<h1>ISPMT Function</h1>
<p>The <b>ISPMT</b> function is one of the financial functions. It is used to calculate the interest payment for a specified period of an investment based on a constant payment schedule.</p>
<p>The <b>ISPMT</b> function syntax is:</p>
<p style="text-indent: 150px;"><b><em>ISPMT(rate, per, nper, pv)</em></b></p>
<p><em>where</em></p>
<p style="text-indent: 50px;"><b><em>rate</em></b> is the interest rate for the investment.</p>
<p style="text-indent: 50px;"><b><em>per</em></b> is the period you want to find the interest payment for. The value must be from <b><em>1</em></b> to <b><em>nper</em></b>.</p>
<p style="text-indent: 50px;"><b><em>nper</em></b> is a number of payments.</p>
<p style="text-indent: 50px;"><b><em>pv</em></b> is a present value of the payments.</p>
<p class="note"><b>Note:</b> cash paid out (such as deposits to savings) is represented by negative numbers; cash received (such as dividend checks) is represented by positive numbers. Units for <em>rate</em> and <em>nper</em> must be consistent: use N%/12 for <em>rate</em> and N*12 for <em>nper</em> in case of monthly payments, N%/4 for <em>rate</em> and N*4 for <em>nper</em> in case of quarterly payments, N% for <em>rate</em> and N for <em>nper</em> in case of annual payments.</p>
<p>The numeric values can be entered manually or included into the cell you make reference to.</p>
<p>To apply the <b>ISPMT</b> function,</p>
<ol>
<li>select the cell where you wish to display the result,</li>
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<li>click the <b>Insert function</b> <div class = "icon icon-insertfunction"></div> icon situated at the top toolbar,
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<br />or right-click within a selected cell and select the <b>Insert Function</b> option from the menu,
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<br />or click the <div class = "icon icon-function"></div> icon situated at the formula bar,
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</li>
<li>select the <b>Financial</b> function group from the list,</li>
<li>click the <b>ISPMT</b> function,</li>
<li>enter the required arguments separating them by commas,</li>
<li>press the <b>Enter</b> button.</li>
</ol>
<p>The result will be displayed in the selected cell.</p>
<p style="text-indent: 150px;"><img alt="ISPMT Function" src="../images/ispmt.png" /></p>
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